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  • January 12, 2014
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episode 016. Fannie, Freddie, FHA Oh My! with David Garrett, Mortgage Banker

  • in this episode, i’m joined by one of my preferred lenders, david garrett. david is a mortgage banker from garrett mortgage, and has been doing loans in california for “a long time now” (his words). he provides loans for residential and as well as commercial properties. listen as we talked about mortgage bankers, mortgage brokers and banks. we also discuss the two large government-sponsored agencies fannie mae and freddie mac and more. getting a loan is not easy but it can be done and IS being done; . for more information about david, you can visit www.garretthomeloans.com

like what you’ve heard? please submit a review to itunes.

REAL ESTATE SERVICES: are you looking to purchase a home? i specialize in working with homebuyers and first time buyers on the westside of los angeles. contact me to schedule a free 45 minute buyer’s consultation. i can be reached at the studio at 310.391.9191 or david@residerealestate.com

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episode 015. troy lindquist with alternative energy solutions

  • in this episode, i’m joined by energy analyst, troy lindquist, of alternative energy solutions. troy specializes in producing calculation for compliance with california’s energy code as well as provides third party verification and testing for LEED homes as well as other green building programs. listen in as we discuss the importance of sealing the envelope, testing of insulation and duct leakage as well as troy’s recent trip to the burning man festival. for more information about troy, please visit www.title24energy.com.

like what you’ve heard? please submit a review to itunes.

REAL ESTATE SERVICES: are you looking to purchase a home? i specialize in working with homebuyers and first time buyers on the westside of los angeles. contact me to schedule a free 45 minute buyer’s consultation. i can be reached at the studio at 310.391.9191 or david@residerealestate.com

Hello and welcome to the Reside Daily Bite; I’m your host, David Doucette. Today I want to talk to you about an article that recently came out of CNNMoney.com and it is titled, “Unemployed? Get a Federal Loan to Help Pay Your Mortgage“. An interesting program and what homeowners will be able to do is apply for a no-interest government loan for up to $50,000 to pay your mortgage and cover your arrears. What it will do is it’s going to offer assistance for up to two years and it will be forgiven if the homeowner stays in the house for five years. Let’s take a closer look.
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Welcome to the Reside Daily Bite; I’m your host, David Doucette and today we have our weekly market report and we’re going to look at the 6 communities of Santa Monica, Westchester, Mar Vista and Palms, Venice, Culver City and West Los Angeles.

And the chart we’re going to look out today is called the “Supply and Demand by Month” and we are going to look at the last 12 months of history.

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Hello and welcome to the Reside Daily Bite; I’m your host, David Doucette. And some very exciting news coming out of the interest rate department last week. The San Francisco Chronicle reported that interest rates have dropped, on a 30-year loan, to 4.19% – that’s the lowest rate we have seen in decades.
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Welcome everybody to the reside Daily Bite; I’m your host, David Doucette. I want to let you know about a podcast that is currently on my website, residerealestate.com/podcast called “What is a short sale?” I have the good fortune of having in the studio (in the office) to interview, Toni Patillo of LA City Short Sales.

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episode 014. what is a short sale? with toni patillo, short sale specialist, la city short sales

  • in this episode, i’m joined by toni patillo, short sale guru, la city short sales and negotiator jason jerzewski, as we discuss what is necessary to qualify for a short sale as well as discuss the art of negotiation.  if you are considering a short sale, this episode will point you in the right direction. you can find more information about toni at www.lacityshortsales.com.

like what you’ve heard? please submit a review to itunes.

REAL ESTATE SERVICES: are you looking to purchase a home? i specialize in working with homebuyers and first time buyers on the westside of los angeles. contact me to schedule a free 45 minute buyer’s consultation. i can be reached at the studio at 310.391.9191 or david@residerealestate.com

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Hello everybody and welcome to another episode of the Reside Daily Bite; I’m your host, David Doucette and today, I want to talk to you about a trend that was reported in the New York Times recently about Refinancing into Shorter Loans and their saying homeowners  are starting to do that and it is becoming more of a trend. And the Gold Standard has always been a 30-year fixed loan. What we’re seeing with refinancing is people are refinancing into a 15-year loan. So, what that means is less time to pay-off their home; it’s going to be higher monthly payments but a lot more of your monthly payment is actually going to go towards the principal on the loan rather than the interest.

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Hello everybody and welcome to another episode of The Reside Daily Bite; I’m your host, David Doucette. Today, we have our weekly market report for our 6 neighborhood communities here on the Westside of Los Angeles: Santa Monica, Venice, Palms and Mar Vista, Culver City, Westchester and West LA. What we are going to look at today is the median sold price of homes last month, September, versus where we were a year ago. So, it’s a good way to get an indication on what’s going on in the market and what’s going on in your neighborhood and you’re going to quickly find out that not all of the neighborhoods are doing the same thing.

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Mortgages: Congress holds conforming loan limits at nearly $730,000

Hello everybody and welcome to another episode of the Reside Daily Bite; I’m your host, David Doucette. And today, some interesting news or some good news coming out of Congress; this was reported in the Mercury News in the Silicone Valley at MercuryNews.com and you’ll see a link to that on my website at residerealestate.com. The Reside Daily Bite will have a link to this news article below the video.

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Hello everybody and welcome to another episode of The Reside Daily Bite; I’m your host, David Doucette and today, we’re going to talk about Zillow and their Zestimates. Before I jump into that, I just want to let you know, if you like the kind of content that you’re seeing here today, you can head over to www.facebook.com/resideFAN and you can like us over there. I also encourage you to send this link to any of your friends and associates who you think might find this information helpful, especially today’s video. If you have any friends that are thinking of selling their home, this is a very good one to send them because we’re going to be talking about Zillow and their Zestimates.

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Welcome everybody to another episode of The Reside Daily Bite; I’m your host, David Doucette and I am throaty; my voice is about 75% and I was out of the office yesterday, so, there was no Bite yesterday. I was home sick and I did have just a little thought of recording a Bite at home but that would have been a disaster so, I didn’t.

Today’s bite is an interesting one. It’s an article that came out last week out of the San Diego Tribune titled, “Downsizing is Booming“. And it’s interesting because the first line says, “Goodbye, McMansion. Hello, bungalow, condo or suburban split-level.” So, what they’re saying is, really, the era of McMansion is over and people are going to be living in smaller homes and being a little more mindful of their space in a living.

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Hello everybody and welcome to another episode of The Reside Daily Bite; I’m your host, David Doucette and today, I want to talk to you about an article that came out of the Orange County Register last week, entitled, “1 in 3 Unlikely to Qualify for Mortgage“.

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Hello everybody and welcome to another episode of The Reside Daily Bite; I’m your host David Doucette and today, we have this week’s weekly market report for the Westside of Los Angeles for the communities of Santa Monica, Venice, Mar Vista/Palms, West LA, Culver City and Westchester. You can also visit my website to download and print out this report. And that is residerealestate.com/blog and look for episode 059 and you can download it right there. Alright, let’s jump into the activity today. I want to talk specifically about Santa Monica.

Download the Market Report for the Week of October 2

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new podcast episode!

Fannie, Freddie, FHA Oh My! with David Garrett, Mortgage Banker
special guest: david garrett
listen now!