reside real estate

in this episode, i discuss a recent AP article that shows the small cost differential between renting vs. owning a home. you can read the artcle here.

i discuss an article about the skinny on those “free” credit report companies. i also give you the website to order your truly free credit report at www.annualcreditreport.com.

in this episode, i discuss a recent article at cnnmoney.com titled “getting a loan will be pricier”.

in this episode, i discuss an article from yahoo real estate titled “12 hidden costs to be aware of”. while i don’t believe these costs are hidden, they should be taken into consideration when planning your budget during the home buying process. i keep it simple and short and just name the items. for a complete discussion of each of the 12 items, tune into the reside realtor online radio show, episode 009.

episode 009. 12 costs buyers should know about

• in this episode, i discuss 12 costs buyers should know about and take into consideration as they plan their budgets during the home buying process. you can click to read the complete yahoo news article.

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REAL ESTATE SERVICES: are you looking to purchase a home? i specialize in working with homebuyers and first time buyers on the westside of los angeles. contact me to schedule a free 45 minute buyer’s consultation. i can be reached at the studio at 310.391.9191 or david@residerealestate.com

in this episode, i discuss an article i just recieved from california association of realtors’ “realegal” newsletter. they are predicting the monies for the first-time homebuyer tax credit will be gone within 10-20 days and possibly sooner. if you’re sitting on the fence about buying a home, you need to watch this now.

in this episode, i discuss an article that was printed in the la times today describing the southern california marketplace showing signs of improvement.

in this episode i discuss several factors that may be contributing to the inevitable rise in interest rates that industry experts are expecting to take place over the next 8-9 months.

in this episode, i discuss a great website to opt-out of not only recieving those annoying credit card offers, but also to prevent your credit card companies from accessing your credit report and making changes to your terms and conditions because of something on your credit report.

in this video, i give a quick overview of FHA loans.

PLEASE SEE RESIDE DAILY BITE 013 FOR AN UPDATE ON THIS VIDEO and how you may qaulify for both tax credits. in this video, incorrectly stated that it’s not possible to qualify for both but the California Association of Realtors just released information to show how it is possible and this is covered in episode 013. in this video, i discuss and compare the federal home buyer tax credit with the california home buyer tax credit. be sure to consult with your tax attorney or cpa to find out if the tax credits apply to you.

what will happen when the homeowner tax credits expire?

that’s a question i have been pondering for a few months. the people i have talked to believe there may be a wait and see period for many would be buyers after the credits expire and homebuying may slow a little bit, but no one really knows. the latest on the tax credits is, if you have an transaction under contract by april 30, 2010 and it closes by june 30, 2010, you can qualify for the tax credit.

i came across a good article at palletenterprise.com (of all places) that addresses this same topic and also gives some great insight and also lays out a couple of different scenarios based upon unemployment, which is improving, and the role of FHA loan requirements, to name a few. you can read the full article here. 

i’d love to hear how you think the housing market might be performing later this year. what are you noticing in your neighborhood?

the 30 year fixed rate mortgage fell below 5% last week for the third time this year which is great news for those of you considering purchasing soon or those of you considering refinancing your current mortgage. one of my favorite news sources, marketwatch, reported the news on february 11.  you can read the full article here. 

please contact me if you need help in obtaining financing as i have three great referral sources that i use.