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	<title>reside real estate &#187; finance</title>
	<atom:link href="http://residerealestate.com/tag/finance/feed/" rel="self" type="application/rss+xml" />
	<link>http://residerealestate.com</link>
	<description>homes for the residential lifestyle</description>
	<lastBuildDate>Fri, 03 Sep 2010 15:53:58 +0000</lastBuildDate>
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	<copyright>Copyright &#xA9; reside real estate 2010 </copyright>
	<managingEditor>info@residerealestate.com (reside real estate)</managingEditor>
	<webMaster>info@residerealestate.com (reside real estate)</webMaster>
	<category>posts</category>
	<ttl>1440</ttl>
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		<title>reside real estate &#187; finance</title>
		<link>http://residerealestate.com</link>
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	<itunes:subtitle></itunes:subtitle>
	<itunes:summary>homes for the residential lifestyle</itunes:summary>
	<itunes:keywords></itunes:keywords>
	<itunes:category text="Society &amp; Culture" />
	<itunes:author>reside real estate</itunes:author>
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		<itunes:name>reside real estate</itunes:name>
		<itunes:email>info@residerealestate.com</itunes:email>
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		<item>
		<title>025. the reside daily bite &#8211; 12 costs buyers should know about</title>
		<link>http://residerealestate.com/2010/04/025-the-reside-daily-bite-12-costs-buyers-should-know-about/</link>
		<comments>http://residerealestate.com/2010/04/025-the-reside-daily-bite-12-costs-buyers-should-know-about/#comments</comments>
		<pubDate>Fri, 16 Apr 2010 23:56:32 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[the reside daily bite]]></category>
		<category><![CDATA[video]]></category>
		<category><![CDATA[first time home buyers]]></category>

		<guid isPermaLink="false">http://residerealestate.com/?p=482</guid>
		<description><![CDATA[in this episode, i discuss an article from yahoo real estate titled &#8220;12 hidden costs to be aware of&#8221;. while i don&#8217;t believe these costs are hidden, they should be taken into consideration when planning your budget during the home buying process. i keep it simple and short and just name the items. for a [...]]]></description>
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<p>in this episode, i discuss an article from yahoo real estate titled &#8220;12 hidden costs to be aware of&#8221;. while i don&#8217;t believe these costs are hidden, they should be taken into consideration when planning your budget during the home buying process. i keep it simple and short and just name the items. for a complete discussion of each of the 12 items, tune into the reside realtor online radio show, <a href="http://residerealestate.com/2010/04/009-the-reside-realtor-12-costs-buyers-should-know-about/" target="_blank">episode 009.</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>009. the reside realtor &#8211; 12 costs buyers should know about</title>
		<link>http://residerealestate.com/2010/04/009-the-reside-realtor-12-costs-buyers-should-know-about/</link>
		<comments>http://residerealestate.com/2010/04/009-the-reside-realtor-12-costs-buyers-should-know-about/#comments</comments>
		<pubDate>Fri, 16 Apr 2010 23:26:35 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[podcast]]></category>
		<category><![CDATA[news]]></category>

		<guid isPermaLink="false">http://residerealestate.com/?p=477</guid>
		<description><![CDATA[episode 009. 12 costs buyers should know about in this episode, i discuss 12 costs buyers should know about and take into consideration as they plan their budgets during the home buying process. you can click to read the complete yahoo news article. like what you&#8217;ve heard? please submit a review to itunes. LIVE! on fridays. this podcast [...]]]></description>
			<content:encoded><![CDATA[<p> <a href="http://residerealestate.com/wp-content/uploads/2010/02/cover-art-RR-itunes.jpg"><img class="alignright" title="the reside realtor" src="http://residerealestate.com/wp-content/uploads/2010/02/cover-art-RR-itunes-150x150.jpg" alt="" width="150" height="150" /></a></p>
<h3>episode 009. 12 costs buyers should know about</h3>
<ul>
<li>in this episode, i discuss 12 costs buyers should know about and take into consideration as they plan their budgets during the home buying process. you can click to read the complete <a href="http://realestate.yahoo.com/promo/12-hidden-costs-of-homeownership" target="_blank">yahoo news article</a>.</li>
</ul>
<p><strong>like what you&#8217;ve heard?</strong> please submit a review to <a href="http://itunes.apple.com/podcast/reside-realtor-online-radio/id357546881" target="_blank">itunes</a>.</p>
<p><strong>LIVE! on fridays. </strong>this podcast will be broadcast LIVE! on friday, time to be determined. join us <a href="http://residerealestate.com/podcast/live/" target="_blank">LIVE!</a></p>
<p><strong>REAL ESTATE SERVICES:</strong> are you looking to purchase a home? i specialize in working with homebuyers and first time buyers on the westside of los angeles. contact me to schedule a free 45 minute buyer&#8217;s consultation. i can be reached at the studio at 310.391.9191 or <a href="mailto:david@residerealestate.com">david@residerealestate.com</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<itunes:duration>35:59</itunes:duration>
		<itunes:subtitle>episode 009. 12 costs buyers should know about

	in this episode, i discuss 12 costs buyers should know about and take into consideration as they ...</itunes:subtitle>
		<itunes:summary>episode 009. 12 costs buyers should know about

	in this episode, i discuss 12 costs buyers should know about and take into consideration as they plan their budgets during the home buying process. you can click to read the complete yahoo news article.

like what you've heard? please submit a review to itunes.

LIVE! on fridays. this podcast will be broadcast LIVE! on friday, time to be determined. join us LIVE!

REAL ESTATE SERVICES: are you looking to purchase a home? i specialize in working with homebuyers and first time buyers on the westside of los angeles. contact me to schedule a free 45 minute buyer's consultation. i can be reached at the studio at 310.391.9191 or david@residerealestate.com</itunes:summary>
		<itunes:keywords>finance, first time home buyers, podcast</itunes:keywords>
		<itunes:author>info@residerealestate.com</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:block>no</itunes:block>
	</item>
		<item>
		<title>023. the reside daily bite &#8211; southern california market conditions showing signs of improvement?</title>
		<link>http://residerealestate.com/2010/04/023-the-reside-daily-bite-southern-california-market-conditions-showing-signs-of-improvement/</link>
		<comments>http://residerealestate.com/2010/04/023-the-reside-daily-bite-southern-california-market-conditions-showing-signs-of-improvement/#comments</comments>
		<pubDate>Thu, 15 Apr 2010 03:10:53 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[the reside daily bite]]></category>
		<category><![CDATA[video]]></category>
		<category><![CDATA[market stats]]></category>

		<guid isPermaLink="false">http://residerealestate.com/?p=462</guid>
		<description><![CDATA[in this episode, i discuss an article that was printed in the la times today describing the southern california marketplace showing signs of improvement.]]></description>
			<content:encoded><![CDATA[<p><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="400" height="300" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowfullscreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="src" value="http://vimeo.com/moogaloop.swf?clip_id=10941657&amp;server=vimeo.com&amp;show_title=0&amp;show_byline=0&amp;show_portrait=0&amp;color=b30c0c&amp;fullscreen=1" /><embed type="application/x-shockwave-flash" width="400" height="300" src="http://vimeo.com/moogaloop.swf?clip_id=10941657&amp;server=vimeo.com&amp;show_title=0&amp;show_byline=0&amp;show_portrait=0&amp;color=b30c0c&amp;fullscreen=1" allowfullscreen="true" allowscriptaccess="always"></embed></object></p>
<p>in this episode, i discuss an article that was printed in the la times today describing the southern california marketplace showing signs of improvement.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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	</item>
		<item>
		<title>022. the reside daily bite &#8211; interest rates will rise, but how much &amp; when?</title>
		<link>http://residerealestate.com/2010/04/022-the-reside-daily-bite-interest-rates-will-rise-but-how-much-when/</link>
		<comments>http://residerealestate.com/2010/04/022-the-reside-daily-bite-interest-rates-will-rise-but-how-much-when/#comments</comments>
		<pubDate>Wed, 14 Apr 2010 03:00:29 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[the reside daily bite]]></category>
		<category><![CDATA[video]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[market matters]]></category>

		<guid isPermaLink="false">http://residerealestate.com/?p=459</guid>
		<description><![CDATA[in this episode i discuss several factors that may be contributing to the inevitable rise in interest rates that industry experts are expecting to take place over the next 8-9 months.]]></description>
			<content:encoded><![CDATA[<p><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="400" height="300" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowfullscreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="src" value="http://vimeo.com/moogaloop.swf?clip_id=10940393&amp;server=vimeo.com&amp;show_title=0&amp;show_byline=0&amp;show_portrait=0&amp;color=b30c0c&amp;fullscreen=1" /><embed type="application/x-shockwave-flash" width="400" height="300" src="http://vimeo.com/moogaloop.swf?clip_id=10940393&amp;server=vimeo.com&amp;show_title=0&amp;show_byline=0&amp;show_portrait=0&amp;color=b30c0c&amp;fullscreen=1" allowfullscreen="true" allowscriptaccess="always"></embed></object></p>
<p>in this episode i discuss several factors that may be contributing to the inevitable rise in interest rates that industry experts are expecting to take place over the next 8-9 months.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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	</item>
		<item>
		<title>021. the reside daily bite &#8211; opting out from credit card companies pulling your info</title>
		<link>http://residerealestate.com/2010/04/021-the-reside-daily-bite-opting-out-from-credit-card-companies-pulling-your-info/</link>
		<comments>http://residerealestate.com/2010/04/021-the-reside-daily-bite-opting-out-from-credit-card-companies-pulling-your-info/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 01:01:38 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[the reside daily bite]]></category>
		<category><![CDATA[video]]></category>
		<category><![CDATA[good ideas]]></category>

		<guid isPermaLink="false">http://residerealestate.com/?p=453</guid>
		<description><![CDATA[in this episode, i discuss a great website to opt-out of not only recieving those annoying credit card offers, but also to prevent your credit card companies from accessing your credit report and making changes to your terms and conditions because of something on your credit report.]]></description>
			<content:encoded><![CDATA[<p><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="400" height="300" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowfullscreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="src" value="http://vimeo.com/moogaloop.swf?clip_id=10883698&amp;server=vimeo.com&amp;show_title=0&amp;show_byline=0&amp;show_portrait=0&amp;color=b30c0c&amp;fullscreen=1" /><embed type="application/x-shockwave-flash" width="400" height="300" src="http://vimeo.com/moogaloop.swf?clip_id=10883698&amp;server=vimeo.com&amp;show_title=0&amp;show_byline=0&amp;show_portrait=0&amp;color=b30c0c&amp;fullscreen=1" allowfullscreen="true" allowscriptaccess="always"></embed></object></p>
<p>in this episode, i discuss a great website to opt-out of not only recieving those annoying credit card offers, but also to prevent your credit card companies from accessing your credit report and making changes to your terms and conditions because of something on your credit report.</p>
]]></content:encoded>
			<wfw:commentRss>http://residerealestate.com/2010/04/021-the-reside-daily-bite-opting-out-from-credit-card-companies-pulling-your-info/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
			<enclosure url="http://media.libsyn.com/media/reside/ResideDailyBite021.mp4" length="" type="" />
	</item>
		<item>
		<title>013. the reside daily bite &#8211; the federal and california homebuyer tax credit UPDATE</title>
		<link>http://residerealestate.com/2010/03/013-the-reside-daily-bite-the-federal-and-california-homebuyer-tax-credit-update/</link>
		<comments>http://residerealestate.com/2010/03/013-the-reside-daily-bite-the-federal-and-california-homebuyer-tax-credit-update/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 17:14:07 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[the reside daily bite]]></category>
		<category><![CDATA[video]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[tax credits]]></category>

		<guid isPermaLink="false">http://residerealestate.com/?p=357</guid>
		<description><![CDATA[THIS IS AN IMPORTANT UPDATE TO RESIDE DAILY BITE 012. in this video,  i discuss the fact that you may qualify for BOTH the federal homebuyer tax credit and california homebuyer tax credit IF you have an accepted offer by april 30, so it is possible to potentially qualify for both tax credits for a [...]]]></description>
			<content:encoded><![CDATA[<p><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="400" height="300" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowfullscreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="src" value="http://vimeo.com/moogaloop.swf?clip_id=10585579&amp;server=vimeo.com&amp;show_title=0&amp;show_byline=0&amp;show_portrait=0&amp;color=b30c0c&amp;fullscreen=1" /><embed type="application/x-shockwave-flash" width="400" height="300" src="http://vimeo.com/moogaloop.swf?clip_id=10585579&amp;server=vimeo.com&amp;show_title=0&amp;show_byline=0&amp;show_portrait=0&amp;color=b30c0c&amp;fullscreen=1" allowfullscreen="true" allowscriptaccess="always"></embed></object></p>
<p>THIS IS AN IMPORTANT UPDATE TO RESIDE DAILY BITE 012. in this video,  i discuss the fact that you may qualify for BOTH the federal homebuyer tax credit and california homebuyer tax credit IF you have an accepted offer by april 30, so it is possible to potentially qualify for both tax credits for a total of $18,000 in tax credits. be sure to consult with your tax attorney or cpa to find out if the tax credits apply to your situation.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>011. the reside daily bite &#8211; the cost of waiting part II</title>
		<link>http://residerealestate.com/2010/03/011-the-reside-daily-bite-the-cost-of-waiting-part-ii/</link>
		<comments>http://residerealestate.com/2010/03/011-the-reside-daily-bite-the-cost-of-waiting-part-ii/#comments</comments>
		<pubDate>Mon, 29 Mar 2010 16:40:51 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[the reside daily bite]]></category>
		<category><![CDATA[video]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://residerealestate.com/?p=345</guid>
		<description><![CDATA[in this episode, i discuss the 6 factors that may make buying a home more expensive in the upcoming months.]]></description>
			<content:encoded><![CDATA[<p><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="400" height="300" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowfullscreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="src" value="http://vimeo.com/moogaloop.swf?clip_id=10527324&amp;server=vimeo.com&amp;show_title=0&amp;show_byline=0&amp;show_portrait=0&amp;color=b30c0c&amp;fullscreen=1" /><embed type="application/x-shockwave-flash" width="400" height="300" src="http://vimeo.com/moogaloop.swf?clip_id=10527324&amp;server=vimeo.com&amp;show_title=0&amp;show_byline=0&amp;show_portrait=0&amp;color=b30c0c&amp;fullscreen=1" allowfullscreen="true" allowscriptaccess="always"></embed></object></p>
<p>in this episode, i discuss the 6 factors that may make buying a home more expensive in the upcoming months.</p>
]]></content:encoded>
			<wfw:commentRss>http://residerealestate.com/2010/03/011-the-reside-daily-bite-the-cost-of-waiting-part-ii/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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	</item>
		<item>
		<title>30 year fixed rate mortgage falls below 5%</title>
		<link>http://residerealestate.com/2010/02/30-year-fixed-rate-mortgage-falls-below-5/</link>
		<comments>http://residerealestate.com/2010/02/30-year-fixed-rate-mortgage-falls-below-5/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 06:01:54 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://residerealestate.com/?p=158</guid>
		<description><![CDATA[the 30 year fixed rate mortgage fell below 5% last week for the third time this year which is great news for those of you considering purchasing soon or those of you considering refinancing your current mortgage. one of my favorite news sources, marketwatch, reported the news on february 11.  you can read the full article [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://residerealestate.com/wp-content/uploads/2010/02/blog.jpg"></a><a href="http://residerealestate.com/wp-content/uploads/2010/02/blog.jpg"><img class="size-full wp-image-135 alignleft" title="blog" src="http://residerealestate.com/wp-content/uploads/2010/02/blog.jpg" alt="" width="150" height="175" /></a>the 30 year fixed rate mortgage fell below 5% last week for the third time this year which is great news for those of you considering purchasing soon or those of you considering refinancing your current mortgage. one of my favorite news sources, <a href="http://www.marketwatch.com/" target="_blank">marketwatch</a>, reported the news on february 11.  you can read the full article <a href="http://www.marketwatch.com/story/fixed-rate-mortgages-fall-30-year-under-5-2010-02-11" target="_blank">here.</a> </p>
<p>please contact me if you need help in obtaining financing as i have three great referral sources that i use.</p>
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