Cache directory "/home3/residear/public_html/residerealestate/wp-content/plugins/ttftitles/cache" is not writable.Posts Tagged 'first time home buyers'

In this episode I discussed several factors that may be contributing to the inevitable rise in interest rates that industry experts are expecting to take place over the next 8-9 months.

Hello and welcome to another episode of the Reside Daily Bite; I’m your host, David Doucette. Today, I want to talk to you about interest rates and the reality that they will be going up, how soon, how quick, we don’t know and by how much remains to be seen. But we think they will definitely be going up.
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In this daily bite, I discussed the interview I did last Friday with Colette Ching, Keller Williams Santa Monica for the Reside Realtor Online Radio Show. We had a great discussion about Keller Williams culture, how the progressive company is one of the hottest brokerages around. We also discussed the Santa Monica office, or market center, and what makes us so strong. Be sure to check out the entire audio interview on the Reside Realtor Online Radio Show episode 007.
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In this video, I gave a quick overview of FHA loans.

Hello everybody and welcome to the Reside Daily Bite; I’m your host, David Doucette and today I want to talk to you a little bit about FHA loans and what all that means. The FHA or the Federal Housing Administration is a division of HUD and from their website I want to read a couple of things…

It’s part of the United States Department of Housing and Urban Development. FHA provides mortgage insurance on single-family, multifamily, manufactured homes and hospital loans made by FHA-approved lenders throughout the US. Borrowers obviously need to meet certain requirements to qualify for the insurance but lenders bear less risk because FHA will pay the lender if the homeowner defaults.
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In this video,  I discussed the fact that you may qualify for BOTH the federal homebuyer tax credit and California homebuyer tax credit IF you have an accepted offer by April 30, so it is possible to potentially qualify for both tax credits for a total of $18,000 in tax credits. Be sure to consult with your tax attorney or CPA to find out if the tax credits apply to your situation.

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PLEASE SEE RESIDE DAILY BITE 013 FOR AN UPDATE ON THIS VIDEO and how you may qualify for both tax credits. In this video, I incorrectly stated that it’s not possible to qualify for both but the California Association of Realtors just released information to show how it is possible and this is covered in episode 013.

In this video, I discuss and compare the federal home buyer tax credit with the California home buyer tax credit. Be sure to consult with your tax attorney or CPA to find out if the tax credits apply to you.
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In this episode, I discussed the 6 factors that may make buying a home more expensive in the upcoming months.
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In this episode, I’m joined by my favorite mortgage broker, Dean Piller. Dean came to the office today to record “The Reside Realtor Online Radio Show” and it gave me the idea to introduce Dean to the Reside Daily Bite crowd.

We briefly talk about the upcoming radio show in which we talk about “The Cost of Waiting” to purchase a home. The federal tax credit is set to expire, FHA may be raising the downpayment requirements, private mortgage insurance will be increasing, interest rates will be going up, and home values may be rising. This is a great episode for those of you sitting on the fence. You can listen by clicking episode 006. — The Cost of Waiting.
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In this video, I describe what a “Brokers’ Open” is, complete with air quotes, and why it can be a good idea for a potential homebuyer to visit a Brokers’ Open in their area.
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i received some great feedback from my first, first time homebuyer seminar that i held in my office a couple of weeks ago. i also have another coming up on thursday, march 25, 6:30 – 8:00. see further details below the kudos;

“Your presentation last night was so great….I hope you continue to do it, I bet it will be very helpful in hooking up hopeful buyers with what seems like a great team of resources! I’m impressed with your knowledge, not to mention your great marketing sense…I am always so excited to meet innovative business people who work smart to get the word out about their services.”

Diane Pirritino

“Thank you so much for allowing me to attend the first time home buyer seminar at your office last evening. I thought it was fantastic. Though I was generally familiar with the home buying process, the format of your program, with the individual speakers, gave me a much better understanding of exactly what happens, why, and by whom. I also think it’s great that you’re doing the podcast and radio show, both from the educational aspect, and for marketing.”

Elizabeth Quinn

“Thanks again for offering that seminar. It was really great. Some stuff we knew, some we didn’t. Plus it’s a great way to get in touch with the professionals out there. I hate to have to go to people that I’m not the least bit familiar with. And overall it was inspiring.”

Mariah Williams

here’s the info for the next seminar, i hope to see you there!

the next seminar is scheduled for thursday, march 25, 2010 from 6:30 – 8:00pm w/ wine, cheese, and healthy snacks.

this seminar is FREE. seating is limited and reservations are required. please email to reserve your spot today!

march’s topic is “first time home buyer’s seminar”

 we will be discussing all things related to purchasing your first home including;

  • how do i work with a real estate professional
  • how do i obtain financing?
  • what is the escrow process all about?
  • what happens during a home inspection?

we will have 4 guest speakers discussing their field of expertise;

  • david doucette, licensed real estate broker and owner of reside real estate
  • mortgage broker
  • escrow officer
  • home inspector


new podcast episode!

Fannie, Freddie, FHA Oh My! with David Garrett, Mortgage Banker
special guest: david garrett
listen now!