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How do I see someone’s private Instagram?

  • January 12, 2014
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episode 016. Fannie, Freddie, FHA Oh My! with David Garrett, Mortgage Banker

  • in this episode, i’m joined by one of my preferred lenders, david garrett. david is a mortgage banker from garrett mortgage, and has been doing loans in california for “a long time now” (his words). he provides loans for residential and as well as commercial properties. listen as we talked about mortgage bankers, mortgage brokers and banks. we also discuss the two large government-sponsored agencies fannie mae and freddie mac and more. getting a loan is not easy but it can be done and IS being done; . for more information about david, you can visit

like what you’ve heard? please submit a review to itunes.

REAL ESTATE SERVICES: are you looking to purchase a home? i specialize in working with homebuyers and first time buyers on the westside of los angeles. contact me to schedule a free 45 minute buyer’s consultation. i can be reached at the studio at 310.391.9191 or


Hello everybody and welcome to another episode of The Reside Daily Bite. I am here with Lee Fox of Koodooz and we’re getting ready to record a podcast interview. So, this is a little mini trailer of what you’re going to hear on the podcast. And Lee, what are we going to talk about today?

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Become part of one of the most participated volunteer marine activity of the year – the 26th Annual California Coastal Clean Up Day. Taking place on Saturday, September 25, 2010 from 8:30-9am until noon. Heal the Bay, Clean the Beaches.

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here is a press release for an event i volunteered at last friday night;


A night without a home. . . On any given evening  there are approximately 50 homeless families with children in Santa Monica. To raise awareness around youth homelessness the Boys & Girls Clubs of Santa Monica and KooDooZ hosted a “Night without a Home” last Friday. Over 100 Club Kids, volunteers and members of the community came together for a thoughtful discussion and activities around every-day actions we can take to help those in need. The event was held outdoors on the basketball courts behind the main Clubhouse. It was a fitting venue for a talk on homelessness as the fog rolled in and attendees shared blankets and coats to keep warm.

Special guest speaker Jonas Corona, just 7-years old, shared how he has assembled 1,500 backpacks filled with supplies with his organization “Love in The Mirror” for kids experiencing homelessness. Ehecatl Rojas of Los Angeles Youth Network (LAYN), which serves local homeless youth throughout the county, shared characteristics of children in distress and made suggestions for supporting this vulnerable population as part of the discussion. Concerned Club members, some not much older than Jonas, had plenty of questions on what they could do to help.

“Not since the Great Depression have so many kids stood at poverty’s door,” shared Lee Fox, founder of KooDooZ.  “The purpose of the event is to expose the harsh realities of youth homelessness and also to give kids smarter ways to address this humanitarian challenge,” added Fox. Located in Santa Monica, KooDooZ is a cause-based social networking site for “KDZ” (friends , students and agents of change) who aspire to make the world a better place.

After the discussion Club members assembled care packages with handmade cards, personal journals and blankets to be donated to LAYN. Volunteers from local businesses including Yoga for Change, Le Merigot Hotel, Muselli Commercial Realtors, Reside Architecture, Brand Culture, and the Santa Monica Chamber of Commerce came out to help with the care packages and to learn along with the Club Kids.

To wrap up the insightful evening participants pulled out more blankets and watched “The Pursuit of Happyness,” starring Will and Jayden Smith. The movie is based on the true story of Chris Gardner , a father who struggled to protect his son from the realities of homelessness they experience after a family crisis.  By 10 p.m. as the movie ended, participants were grateful for the shared experience . . . and to be able to head to their own homes for the night.

According to the National Law Center on Homelessness and Poverty 1.35 million children are likely to experience homelessness in a given year (2007). “The Boys & Girls Clubs of America has always offered a safe and affordable place for kids to discover their potential to ‘be great’ and do great things,” remarked Aaron Young, CEO of The Santa Monica Boys & Girls Club.  “I think it is important for our members, families and the community at large to understand more about this population and what we can do collectively to make a difference.”

See photos from the event on our Facebook page,

I’m finally back after a 3 month absence and just finished an amazing 3 days with tom ferry and his success summit! lots of great ideas and topics coming along the way!

Like what you see? tell a friend and check out our youtube channel

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Patience. The debate is still open between my wife and I about how much patience I possess. I think I have a lot, my wife thinks otherwise. 

Let’s see. I waited until I was 34 before marrying the love of my life and 35 before having our first son. That’s pretty patient. Okay maybe there wasn’t much patience between getting married and having Jake, but I was not the impatient one. Actually neither one of us were impatient, we were just blessed and still buzzing from our 3 week Italian honeymoon. 

There is no debate, however, about our two boys’ patience, or lack thereof. From first waking in the morning and demanding “I want breakfast now” to trying to eat dessert before dinner is done (did I mention our boys really like to eat?), they do not like to wait for anything. And they are not bratty kids, they are very polite and say please and thank you. Maybe they are just hungry all the time?  

But they can be patient about one thing… going to bed at night. They will try every trick in the book to stay up “just five more minutes” or to read “just one more book.” Let’s face it, no one really expects little boys to be patient anyway, right? 

What about us adults? Should we be patient?  

That probably really depends on who you ask. If you ask anyone in the real estate industry, I hope they would say an emphatic yes (dealing with banks is not easy). What about homeowners facing a difficult financial situation? I hope they would realize yes as well, because there are options to help those homeowners but solutions will take time. 

I think Patience is the new cool for the future. It’s something that if you don’t have right now, you should be exploring ways to get some (maybe or a yoga retreat in the desert). Just don’t confuse patience with passiveness.   

And if my wife is reading this, I think I continue to prove my patience. I haven’t  bought an iPad…yet. 

david doucette, architect | associate broker
reside architecture & reside real estate  

keller williams santa monica

the following appeared in my may newsletter and sheds light on where i’ve been the last couple of months;

where does the time go???? it’s been a few months since my last newsletter and i can’t believe the month of may is almost gone. TIME just slips away.

As many of you know i currently produce “the approachable architect podcast” as well as “the reside realtor online radio show”. i’ve also recently begun producing a daily video podcast called “the reside daily bite.” oh yes, and i also run an architecture practice as well as a real estate practice and recently launched and did i mention i spend a lot of time on the social media networks?

so how do i find the TIME to do it all? i work A LOT. just ask my wife, wendy and two boys, jake and remy, who haven’t seen a whole lot of their husband/daddy these last few months. i’ve been consumed with the office, getting the real estate side of the business up and running, and the different shows i’ve been producing. as many of you also know, i’m very passionate about the work i do and i love working with people.

BUT my relationship with my family has been taking a back seat. i have not had enough TIME with them. SO what does all this mean?

well, i attended a real estate conference earlier in the week and one of the speakers mentioned what would become my biggest A-HA moment in a long time. he asked the audience the question “how do children spell love?” one would initially think L-O-V-E or maybe L-U-V, but that’s not correct. the answer is T-I-M-E. Bingo! it hit me like a ton of bricks. i shared the revelation with my wife as soon as i got home that night. the next day, at the same conference, i had the honor of hearing gary keller, ceo of keller williams, speak and he, coincidentally, asked the same question, but instead asked “how does my wife spell love?” yup, the answer again was T-I-M-E. i knew at that very moment, the universe was reaching out to me in a BIG way and i couldn’t ignore that. i realized right then and there, i needed to spend more TIME with my family, and needed to figure out a way to do that, but i also didn’t not want to sacrifice my client relationships. so what’s a fellow to do?

i’ve put all the podcasts on hold as that took up several hours a week of time and re-prioritized the way i run my business. i’m going to be creating more systems that will allow me to run a more efficient business AND at the same TIME allow me to spend more time with my family.

my clients will still receive the great service they’ve grown accustomed to and my focus will become much sharper on the business as i scale back the podcasts and time spent on social media. i’ll also be implementing plans to grow the business and recruit great people to help me along the way. have no fear, the podcasts will continue to provide a lot of great content in their existing format, and i look forward to the day when i start turning on the microphones again.

BUT for now, family comes first, and TIME is my NEW FRIEND.

david doucette, architect | broker
reside architecture & reside real estate
keller williams santa monica

This is just a BIG thank you! to my viewers and followers of the Reside Daily Bite. It’s been 4 weeks since I launched this show and I’ve had a blast. Thank you so much for your support and I look forward to seeing you in the future!
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In this premier video for the reside daily bite, I described what to expect from this video series including releasing 5 episodes per week including homebuyer and seller education and tips, as well as highlighting areas in the greater Los Angeles area including Santa Monica and the “Westside”. I am really excited to be bringing this format to my audience! Please feel free to leave any comments by clicking the comment tab above the video. Thanks for tuning in!
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i received some great feedback from my first, first time homebuyer seminar that i held in my office a couple of weeks ago. i also have another coming up on thursday, march 25, 6:30 – 8:00. see further details below the kudos;

“Your presentation last night was so great….I hope you continue to do it, I bet it will be very helpful in hooking up hopeful buyers with what seems like a great team of resources! I’m impressed with your knowledge, not to mention your great marketing sense…I am always so excited to meet innovative business people who work smart to get the word out about their services.”

Diane Pirritino

“Thank you so much for allowing me to attend the first time home buyer seminar at your office last evening. I thought it was fantastic. Though I was generally familiar with the home buying process, the format of your program, with the individual speakers, gave me a much better understanding of exactly what happens, why, and by whom. I also think it’s great that you’re doing the podcast and radio show, both from the educational aspect, and for marketing.”

Elizabeth Quinn

“Thanks again for offering that seminar. It was really great. Some stuff we knew, some we didn’t. Plus it’s a great way to get in touch with the professionals out there. I hate to have to go to people that I’m not the least bit familiar with. And overall it was inspiring.”

Mariah Williams

here’s the info for the next seminar, i hope to see you there!

the next seminar is scheduled for thursday, march 25, 2010 from 6:30 – 8:00pm w/ wine, cheese, and healthy snacks.

this seminar is FREE. seating is limited and reservations are required. please email to reserve your spot today!

march’s topic is “first time home buyer’s seminar”

 we will be discussing all things related to purchasing your first home including;

  • how do i work with a real estate professional
  • how do i obtain financing?
  • what is the escrow process all about?
  • what happens during a home inspection?

we will have 4 guest speakers discussing their field of expertise;

  • david doucette, licensed real estate broker and owner of reside real estate
  • mortgage broker
  • escrow officer
  • home inspector

last minute reminder for my first time home buyer seminar this thursday night, 6:30-8:00 pm. i have a few seats available. i’ll be discussing the role of the agent, who pays the commision, discuss the 4 stages of the buying process, and talk about the local market on the westside of los angeles.

i’ll also have mortgage broker, dean piller, discuss different financing options, as well as provide an overview of the loan funding process. heidi smith from la citiwide escrow will be discussing the escrow process and john larocca of larocca inspections will be discussing the home inspection process. more information can be found here, seminar.

please RSVP to 310.391.9191 or

welcome to the new reside real estate website! i’ll be adding content over the next few weeks to populate the pages and i am very excited to be launching “the reside realtor” online radio show in the coming weeks as well. you can leave feedback on our voicemail listener line at 1.800.476.5579 or email me i look forward to hearing from you.


new podcast episode!

Fannie, Freddie, FHA Oh My! with David Garrett, Mortgage Banker
special guest: david garrett
listen now!